|Hayes Marine Surveyors|
Clinton, Connecticut, USA
Serving The US East Coast
Stephen D. Hayes, SAMS® AMS®
Principal Marine Surveyor
Marine surveyors are retained to conduct vessel inspection to provide the following basic inspection services.
Buying a boat without the benefit of a comprehensive pre-purchase survey denies the buyer of critical information to make an informed buying decision. The pre-purchase survey will determine if the boat being purchased has any major problems which would have bearing on the decision to proceed with making this purchase In addition, most insurance companies and financial institutions will require a current survey in order to determine if insurance coverage will be offered on the subject vessel and assist lending institutions to decide the level of financing they will extend to the buyer. It is recommended that the buyer be present for the survey.
The pre-purchase survey is a complete and comprehensive inspection of the vessel consisting of a thorough visual inspection using non-destruction inspection practices consistent with industry standards. The inspection includes but is not limited to inspection of the hull, above and below the waterline, inspection of decks, superstructure, fly bridges, structural integrity of the bulkheads and stringers.
Propulsion systems are visually inspected to determine the condition of hoses, hose clamps, belts, oil pans, engine mounts and other accessory parts of the engine. The drive train including the transmission, coupling, shaft, outdrive, propellers, rudders and related fixtures are inspected for damage or signs of galvanic corrosion. Fuel systems, including fuel fill, tanks, fuel hoses and hose connections are visually inspected.
Electrical systems including both 12 Volt DC system and 120Volt AC Systems are visually inspected and tested to determine their compliance to current safety standards as well as their operational status. Miscellaneous on board systems such as generators and air conditioning systems are inspected and operated whenever possible. Navigation equipment and other marine electronics are and inspected and operated. The general cosmetic appearance and overall maintenance are inspected and the condition is part of the Marine Surveyors report. A Sea Trial is conducted to observe and report on the overall performance of the vessel. This is not a substitute for a complete engine survey conducted by a marine mechanic. Any abnormal conditions observed during the sea trial are noted in the report.
On sailing vessels, the standing rigging and running rigging is inspected from deck level. Sails are inspected either while installed on the rig or in the sail bags, where possible to determine the general condition and age of the sails. This is not a substitution for sails to be inspected by a competent sail loft. Whenever possible, sails should be set during the sea trial to ascertain their condition and performance.
|The Condition and Value Survey (Insurance Survey)
When your insurance company or financial institution requests a survey on your vessel, it is usually for the purpose of getting an updated condition and value of your boat. The information contained in the survey report is used in determining the overall risks of providing insurance coverage and provides them with an updated value based on the current condition of the boat. A condition and value is not as intensive as a pre-purchase survey with a focus on the overall safety of the vessel and identify hazards to the vessel or the person onboard. The survey can be performed while the boat is afloat or on land, although many insurance companies will require an out-of-water inspection. A sea trial is typically not performed during this type of survey and engines are not usually started.
The hull, decks superstructure and interior are visually inspected and it's general condition as well as any deficiencies or abnormal conditions will be noted. General housekeeping and cosmetic condition are also noted in the survey report.
Machinery is visually inspected to determine the condition of hoses, clamps, belts, engine mounts and other accessory parts of the engine. The drive train including the shaft, outdrive, propeller and other related underwater machinery are inspected for damage or sign of corrosion. Tankage and fuel lines are inspected, where accessible.
Electrical system is visually inspected as accessibility permits. Electrical appliances are powered up, when possible. The operating condition of safety equipment such as bilge pumps and engine blowers are checked. Storage batteries are inspected with particular attention paid to the installation. Sailboat rigging is inspected from deck level, although sails are not inspected.
Coast Guard required safety equipment is inspected and reviewed for its condition and suitability.
This inspection occurs to review and document the extent of the damage when an insurance claim has been made by the vessel owner. The insurance company or claims administrator will retain Hayes Marine Surveyors to assist in the processing of the claim by reviewing the repair estimates to verify the costs are fair and customary for the required repairs and if possible, determine to cause of the loss.
This inspection is performed to determine or justify the current fair market value of the subject vessel. Appraisal surveys are needed for financing purposes as well as donation of boats to non-profit organizations. Estate settlements and legal cases are other instances for Appraisal Surveys.
Installed April 1, 2011 Last Revised February 16, 2018 - Hosted and maintained by Don Robertson